Financing Options

Financing Options 

Finding the Right Fit

In the spirit of exceptional service, we offer a number of different ways to finance a vehicle. Presenting options and walking you through all the ins and outs to find the best finance package for you is the expertise of your Sewell business manager. In general, our financing packages fall into three broad categories: balloon financing, leasing, and traditional financing.
Traditional Financing

Traditional financing is an installment transaction over a period of time. You agree to pay the amount financed, plus an agreed-upon finance charge. Traditional financing is probably right for you if you like the idea of owning a vehicle or you plan to keep the car for more than a few years. Sewell works with many different lenders to offer you competitive rates. A big part of our service is staying on top of the finance market, knowing which lenders have the best offers at any given time. Talk to your Sewell business manager about what we are seeing in the market today.
Leasing

A lease can be a good way to have a more affordable payment than when buying a car. Your lease payment covers only the vehicle depreciated value (plus the lessor's monthly finance charges), not the entire purchase value. Most vehicles are leased for 24 to 48 months. We don't recommend leasing a vehicle for longer than its general warranty. For people who drive an average number of miles and take good care of their vehicles, leasing is a good financing alternative. Note: If the vehicle incurs excessive wear and tear or mileage during the lease period, a fee will be assessed when the vehicle is turned in, unless you have coverage such as our SmartLease Select.

Does Leasing From Sewell Make Sense?

It makes a lot of sense. There are a lot of companies that only do vehicle leasing. They aren't actually automotive dealers; when you lease from them, they have to go to a dealership to acquire the car before they can lease it to you. In other words, they're middlemen. And where there's a middleman, there's usually a markup. When you lease from Sewell, there's no middleman.

Hours

  • Monday 08:00am - 08:00pm
  • Tuesday 08:00am - 08:00pm
  • Wednesday 08:00am - 08:00pm
  • Thursday 08:00am - 08:00pm
  • Friday 08:00am - 08:00pm
  • Saturday 08:00am - 06:00pm
  • Sunday Closed
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